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Earn 30,000 bonus points,
enough for up to 4 free nights!2,3
Earn 5 points
per $1 spent on Hotels by Wyndham and gas3
Earn 2 points
per $1 spent on dining and grocery store purchases3
$0
annual fee1
Earn 30,000 bonus points, enough for up to 4 free nights at participating properties
after spending $1,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.2,3
Earn 5 points per $1 spent
on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.3
Earn 2 points per $1 spent
on eligible dining and grocery store purchases (excluding Target® and Walmart®).3
Earn 1 point per $1 spent
on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!3
Annual Bonus
Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases—that’s enough for up to one free night at participating properties.2,3
Automatic GOLD Level Benefits!
Automatically receive a Wyndham Rewards GOLD member level and enjoy perks like free WiFi, preferred room selection, late checkout, and more.3 See details
Enjoy a Cardmember Booking Discount
Wyndham Rewards Earner Cardmembers can save even more on our Standard Rate at participating Hotels by Wyndham.3
Unlimited Earning
There is no limit to the number of points you can earn.3
Earn Free Nights Faster
Redeem 10% fewer Wyndham Rewards points when you book free nights.3
Redeem your points for free nights
at participating Wyndham Rewards properties, online shopping, gift cards and so much more.4
Contactless Technology
Use Tap to Pay for faster, easier, contactless purchasing.
Chip Technology
so paying for your purchases is more secure at chip-card terminals in the US and abroad.
$0 Fraud Liability protection
You’re not responsible for charges you did not authorize.
No foreign transaction fees
on international purchases.1
APR for purchases |
19.99% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases (see Terms and Conditions for details). After that, your APR will be 19.99% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. |
APR for balance transfers |
0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 19.99% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. |
APR for cash advances |
29.99%. This APR will vary with the market based on the Prime Rate. |
Annual fee |
$0 |
Balance transfer fee |
Either $5 or 5% of the amount of each transfer, whichever is greater. |
Offer subject to credit approval. Not everyone will qualify for the Wyndham Rewards Visa Signature credit card. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card and benefits will vary. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.
Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period, outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.99% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.
Wyndham Rewards Free Nights at participating properties can require up to 30,000 points per bedroom. Free Nights are subject to availability and member must have enough points for all bedrooms in desired accommodation to book. Most properties: points apply to room rate only, including taxes. Resort fees may apply; points can’t be used to pay them. Blackout dates/rates, minimum length of stay requirements, and other restrictions apply; see wyndhamrewards.com/terms for moreinformation.
Earning Points and Member Level Details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for more information about the rewards program. Anniversary Bonus Points offer may not be achievable based on the assigned credit line and ability to maintain that credit line.
Redeeming Rewards: For more information on redeeming activities under the Wyndham Rewards program, visit WyndhamRewards.com/HowItWorks.
Wyndham Rewards, Inc. is an indirect subsidiary of Wyndham Hotel Group, LLC and its successors and assigns (collectively, “Wyndham”). Wyndham Rewards, Inc. is solely responsible for establishing the terms and conditions of your participation in the Wyndham Rewards Program, Wyndham Rewards member account (“Member Account”), and Wyndham Rewards points (“Points”) accumulation therein. All Wyndham Rewards Program terms and conditions apply. Wyndham Rewards, Inc. may change or terminate the Wyndham Rewards Program in accordance with its terms and conditions. For a complete explanation of the Wyndham Rewards Program’s terms and conditions, go to WyndhamRewards.com/terms.
© 2025 Wal-Mart Stores, Inc. All Rights Reserved.
© 2025 Target Brands, Inc. Target, the Bullseye Design and Bullseye Dog are trademarks of Target Brands, Inc.
The Wyndham Rewards Earner Cards are issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks and used under license from Visa U.S.A. Inc.
© 2025 Wyndham Rewards, Inc. All rights reserved.
© 2025 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.
